PRIVACY POLICY

FACTS

What does Contempo Financial do with your personal information?

Why: Financial companies choose how they share your personal information. Federal and state law give consumers the right to limit some but not all sharing. Federal and state law also require us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What: The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number, medical information, and information provided on your application
  • Policy coverage, premium, payment history, and other information about your transactions with us

When you are no longer our customer, we continue to share your information as described in this notice.

 

How: All financial companies need to share their customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Contempo Financial chooses to share; and whether you can limit this sharing.

 

If You Have Requested a Quote: Upon clicking “Submit My Information”, you expressly consented by electronic signature to receive marketing communication, including via calls using an automatic telephone dialing system and artificial or pre-recorded messages, emails, and text messages (SMS), from Contempo Financial or their agents, representatives, affiliates and partner companies to the phone number provided (including any wireless numbers). You understand that your consent to receive communications in this manner is not required as a condition of purchasing any goods or services, your telephone company may impose charges for these contacts, and you can revoke your consent at any time. By clicking “Submit My Information”, you have further agreed to receive SMS notifications from Contempo Financial, its agents, affiliates, or partner companies. Message and data rates may apply. Message frequency varies. You may receive alerts until you choose to opt out of this service by texting “Stop” or replying “Stop” to any of our messages.

 

If You Applied for a Job: Upon submitting your information, you have expressly consented by electronic signature to receive marketing communication, including via calls using an automatic telephone dialing system and artificial or pre-recorded messages, emails, and text messages (SMS), from Contempo Financial or their agents, representatives, affiliates and partner companies to the phone number provided (including any wireless numbers). You understand that your consent to receive communications in this manner is not required as a condition of purchasing any goods or services, your telephone company may impose charges for these contacts, and you can revoke your consent at any time. By clicking “Submit My Information”, you have further agreed to receive SMS notifications from Contempo Financial, its agents, affiliates, or partner companies. Message and data rates may apply. Message frequency varies. You may receive alerts until you choose to opt out of this service by texting “Stop” or replying “Stop” to any of our messages.

 

REASONS WE CAN SHARE PERSONAL INFORMATION

Everyday Business Purposes: Contempo Financial may share personal information to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureau. Contempo Financial does share this information. You cannot limit sharing of this information.

 

Other Marketing Purposes: Contempo Financial may share personal information to offer our products and services to you. Contempo Financial does share this information. You cannot limit sharing of this information.

 

Joint Marketing With Other Financial Companies: Contempo Financial may share personal information to perform joint marketing with other financial companies. Contempo Financial does not share this information.

 

Our Affiliates Everyday Purposes: Contempo Financial may share personal information about your transactions and experiences. Contempo Financial does not share this information.

 

Our Affiliates to Market to you: Contempo Financial may share personal information to our affiliates to market to you. Contempo Financial does not share this information.

 

Our Non-Affiliates to Market to you: Contempo Financial may share personal information to our nonaffiliates to market to you. Contempo Financial does not share this information.

 

REASONS WE CAN SHARE PERSONAL INFORMATION

 

Who is Providing This Notice: Contempo Financial means Contempo Financial LLC.

 

How Does Contempo Financial Protect my Personal Information: To protect your personal information from unauthorized access and use, we use security measures that comply with state and federal law as per our carriers. Our carriers computer safeguards and secured files and buildings.

Our carriers and Contempo Financial also maintain other physical, electronic and procedural safeguards to protect this information, and we restrict access to those employees and agents for whom access is appropriate.

 

How Does Contempo Financial Collect my Personal Information: We collect your personal information, for example, when you:

  • Apply for insurance and pay premiums
  • File an insurance claim

We also collect your personal information from other companies including our carriers who supply your quote requests to local field underwriters.

 

Why Can’t I Limit All Sharing: Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

DEFINITIONS

 

Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies. Contempo Financial does not share your information.

 

Non-Affiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies. Contempo Financial does not share with nonaffiliates so they can market to you.

 

Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Contempo Financial does not market jointly.